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Digital identity will succeed only if people get what they expect back from it: a system that asks for less, not more.
The promise of agentic finance is that it acts for you. But the best agents won't just deliver for users, they'll preserve their agency.
Agents don't bring lived experience to an interaction, but designing for them is still a deeply human-centred challenge.
If the human-AI relationship isn't explicitly designed, no governance framework will fix it.
What component libraries teach us about AI at scale
When technology breaks consent, who carries the responsibility?
2025 made one thing clear: trust doesn't slow you down, it's how you make AI actually work
What it takes to build the system of feedback, accountability and human-AI partnership that makes speed safe